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We recommend a “to age 65” benefit period
with a 90 day waiting period .

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Note : This tool is meant for information only. Please refer to specific insurance company proposals for pricing, details, etc. Variations in the results here and what is shown in the official insurance company proposals would mean that the insurance proposal details govern.

Your Policy

yr old , living in Edit


  • Benefit policyResult$5,000
  • Waiting period90 days
  • Benefit periodup to age 65

Optional Riders

FIO = Annually thru age 55. Future benefit not lost if option is not exercised.

BPR = Every 3rd year thru age 55. Rider removed & future options lost if renewal is not completed, or less than 50% of offer accepted.
CAT provides additional coverage to your normal disability benefit, in the event you become catastrophically disabled.